Our Housing Development Programs assist communities in expanding the supply of decent, safe, sanitary, and affordable housing for low-income first-time homebuyers.

CARD partners with housing developers in the service area to provide affordable housing in the form of newly constructed homes that are available for purchase to low to moderate income households. The following programs are currently available.

CARD’s Homebuyer Assistance Program provides down payment and closing cost assistance for income qualified individuals to help with the purchase of a home. This program is available for the purchase of homes in the rural areas of Rogers, Wagoner, and Washington counties and in the city limits of Catoosa, Claremore, Coweta, and Bartlesville. There is a $3,500 maximum of assistance available per home.

CARD’s Opportunity to Own Program provides down payment and closing cost assistance to income qualified families for new construction of homes to be built on CARD owned lots.

CARD’s Innovative Housing Initiatives Program also provides down payment and closing cost assistance to income qualified families for construction of new homes to be built on CARD owned lots. Up to $14,990 can be contributed to income qualified participants.

Applicants are required to attend CARD’s Homebuyer Education Class to be eligible for assistance from all three of these programs.

CARD also owns and operates Section 8 approved low-income rental apartments in Adair and Claremore as well as development partnerships in several senior citizen and multi-family housing developments in Claremore, Wagoner, and Stillwater, including the renovated Will Rogers Hotel where their offices reside.

For application or information on Housing Services and Weatherization Programs contact: 522 W. Will Rogers, Blvd., Claremore, OK, 74017 ~ (918) 341-5000. 


Weatherization Program

Our Weatherization Program provides assistance for families who are unable to pay high utility bills by ensuring that their homes will have improved energy efficiency after the weatherization is completed.
Low-income families save an estimated 25% on their energy bills, making more of their income available for other uses. This is achieved by stopping air infiltration through the weatherization process. A complete listing of weatherization offerings are listed below.

• Caulk and weather-stripping
• Replacing broken glass
• Tuning up and replacement of heating systems
• Minor repairs to stop air infiltration
• Installing attic insulation

Weatherization services are provided in the following counties: Mayes, Nowata, Rogers, Wagoner, Washington, and Tulsa. Funding for our Weatherization Program comes from the Oklahoma Department of Commerce.